Delicate writing: The thing is one of the most elegant ideas for a tattoo on the collarbone would be to go with some delicate writing or a quote in a nice font. This is something that looks classy and is also full of a very special and personal significance. Along with some delicate writing tattooed on the collarbone, you could have some other symbol tattooed. For some girls, who feel so inclined and are bold enough to carry it off, a flower is also a good idea.
Full throttle: While the pain factor and the exposure factor directs you to go with a sober writing on the collarbone area, this does not mean that you cannot go full throttle if you are so inclined. That is the best part of a tattoo; it is all about what matters to you and what feels special to you. If you feel you need to have a full-on tattoo with elaborate designs on your collarbone area, then you should invest the time and money on it.
Consider changes: One of the things that many young people do not consider while getting a tattoo is that as you grow older, the skin on certain parts of your body grows older and this affects the appearance of the tattoo. Unfortunately, the skin and area of the body that is around the collarbone shows the effect of the age. This means that you need to consider the effect aging will have on the kind of tattoo design you go with.
Apart from the above considerations, you also need to start thinking about the long-term implications of having a tattoo that can be seen promptly in most clothes, on your social and work life. This again is a factor that most young people refuse to think about and end up regretting later. Do think of all the pros and cons of getting a tattoo before proceeding to pick a collarbone tattoo idea for yourself.